Putting in the Time - part two

This is a continuation of my last post as it was starting to get too long. Picking up from where we left off…

Putting in the Time - part one

I wish saving money just came to us by osmosis. That companies would reward you for your loyalty by reducing your payments over time. That the best deal available was laid out in front of you in a clear way and you could simply choose. And while I'm at it, that money grew on trees – specifically in my backyard.